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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,920 | $123,793+0.9% | $177,848-29.8% | $79,856+56.4% |
| Participation rate | 62.2% | 84.7%-22.5pp | 87.7%-25.6pp | 69.6%-7.5pp |
| Annual return | 28.44% | 22.82%+5.6pp | 48.33%-19.9pp | 31.71%-3.3pp |
| Employer contribution / active EE | $5,830 | $4,095+42.4% | $5,919-1.5% | $2,471+135.9% |
| Participant deferral / active EE | $3,959 | $5,956-33.5% | $7,714-48.7% | $3,741+5.9% |
| Admin fee / account holder | $3,935 | $7,243-45.7% | $12,431-68.3% | $5,306-25.8% |