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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,451 | $167,533+42.3% | $151,645+57.2% | $134,545+77.2% |
| Participation rate | 85.7% | 88.4%-2.7pp | 87.5%-1.8pp | 81.2%+4.5pp |
| Annual return | -21.75% | 7.81%-29.6pp | 3.34%-25.1pp | 418.37%-440.1pp |
| Employer contribution / active EE | $16,500 | $6,828+141.6% | $6,165+167.6% | $4,742+248.0% |
| Participant deferral / active EE | $21,286 | $8,985+136.9% | $8,363+154.5% | $6,401+232.5% |
| Admin fee / account holder | $52,688 | $13,781+282.3% | $11,614+353.7% | $11,431+360.9% |