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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,673 | $185,905+78.9% | $170,057+95.6% | $139,487+138.5% |
| Participation rate | 85.7% | 87.8%-2.0pp | 87.0%-1.3pp | 80.3%+5.4pp |
| Annual return | 22.74% | 60.56%-37.8pp | 53.42%-30.7pp | 373.84%-351.1pp |
| Employer contribution / active EE | $16,500 | $7,597+117.2% | $6,790+143.0% | $4,755+247.0% |
| Participant deferral / active EE | $20,357 | $11,627+75.1% | $10,411+95.5% | $6,713+203.3% |
| Admin fee / account holder | $2,365 | $15,397-84.6% | $12,826-81.6% | $11,407-79.3% |