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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,358 | $43,423-76.1% | $78,676-86.8% | $55,167-81.2% |
| Participation rate | 60.7% | 68.0%-7.3pp | 73.6%-12.8pp | 69.0%-8.2pp |
| Annual return | 13.97% | 11.53%+2.4pp | 62.19%-48.2pp | 169.23%-155.3pp |
| Employer contribution / active EE | $1,207 | $1,997-39.5% | $2,850-57.6% | $1,963-38.5% |
| Participant deferral / active EE | $1,925 | $2,509-23.3% | $3,517-45.3% | $3,054-37.0% |
| Admin fee / account holder | $195 | $416-53.2% | $4,510-95.7% | $504-61.3% |