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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $471 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,397 | $51,620-54.7% | $90,324-74.1% | $65,186-64.1% |
| Participation rate | 51.5% | 68.6%-17.1pp | 73.3%-21.8pp | 70.2%-18.7pp |
| Annual return | 23.57% | 24.94%-1.4pp | 78.15%-54.6pp | 29.39%-5.8pp |
| Employer contribution / active EE | $1,541 | $2,235-31.1% | $2,856-46.0% | $2,177-29.2% |
| Participant deferral / active EE | $2,339 | $2,871-18.5% | $3,885-39.8% | $3,514-33.4% |
| Admin fee / account holder | $207 | $384-46.1% | $5,356-96.1% | $847-75.5% |