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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $880 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,888 | $55,122-47.6% | $104,639-72.4% | $73,497-60.7% |
| Participation rate | 31.4% | 67.7%-36.3pp | 74.1%-42.6pp | 70.7%-39.3pp |
| Annual return | 10.80% | 24.77%-14.0pp | 340.67%-329.9pp | 28.51%-17.7pp |
| Employer contribution / active EE | $975 | $1,464-33.4% | $2,682-63.6% | $2,270-57.1% |
| Participant deferral / active EE | $1,586 | $2,919-45.7% | $3,738-57.6% | $3,740-57.6% |
| Admin fee / account holder | $165 | $423-61.0% | $6,465-97.5% | $513-67.9% |