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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,444 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,616 | $51,283-28.6% | $95,740-61.8% | $71,511-48.8% |
| Participation rate | 40.8% | 63.1%-22.3pp | 72.3%-31.5pp | 67.9%-27.1pp |
| Annual return | 19.71% | 25.25%-5.5pp | 28.41%-8.7pp | 28.86%-9.1pp |
| Employer contribution / active EE | $1,389 | $1,817-23.6% | $2,836-51.0% | $2,589-46.4% |
| Participant deferral / active EE | $2,211 | $3,365-34.3% | $4,244-47.9% | $4,291-48.5% |
| Admin fee / account holder | $627 | $1,135-44.8% | $5,676-89.0% | $1,588-60.5% |