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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,660 | $151,473-33.5% | $81,286+23.8% | - |
| Participation rate | 68.7% | 67.4%+1.3pp | 69.5%-0.8pp | - |
| Annual return | 12.39% | 14.12%-1.7pp | 24.80%-12.4pp | - |
| Employer contribution / active EE | $2,323 | $2,538-8.5% | $2,463-5.7% | - |
| Participant deferral / active EE | $4,763 | $4,234+12.5% | $3,883+22.7% | - |
| Admin fee / account holder | $3,968 | $25,249-84.3% | $5,764-31.2% | - |