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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,660 | $151,490-33.6% | $81,370+23.7% | - |
| Participation rate | 68.7% | 67.5%+1.2pp | 69.5%-0.9pp | - |
| Annual return | 12.39% | 14.17%-1.8pp | 24.85%-12.5pp | - |
| Employer contribution / active EE | $2,323 | $2,542-8.6% | $2,464-5.7% | - |
| Participant deferral / active EE | $4,763 | $4,237+12.4% | $3,885+22.6% | - |
| Admin fee / account holder | $3,968 | $25,345-84.3% | $5,749-31.0% | - |