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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,459 | $175,036-27.2% | $89,340+42.7% | - |
| Participation rate | 62.6% | 60.2%+2.4pp | 69.6%-6.9pp | - |
| Annual return | 18.05% | 15.04%+3.0pp | 20.57%-2.5pp | - |
| Employer contribution / active EE | $2,426 | $1,949+24.5% | $2,231+8.7% | - |
| Participant deferral / active EE | $4,816 | $3,720+29.5% | $3,823+26.0% | - |
| Admin fee / account holder | $8,631 | $23,923-63.9% | $6,704+28.7% | - |