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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,184 | $145,431+76.8% | $211,142+21.8% | $87,485+194.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 16.11% | 27.21%-11.1pp | 46.84%-30.7pp | 26.06%-10.0pp |
| Employer contribution / active EE | $9,391 | $4,662+101.5% | $6,442+45.8% | $2,596+261.7% |
| Participant deferral / active EE | $13,958 | $6,859+103.5% | $9,284+50.3% | $4,274+226.6% |
| Admin fee / account holder | $4,208 | $17,052-75.3% | $19,076-77.9% | $7,775-45.9% |