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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,418 | $123,793-0.3% | $177,848-30.6% | $79,856+54.6% |
| Participation rate | 97.2% | 84.7%+12.6pp | 87.7%+9.5pp | 69.6%+27.6pp |
| Annual return | 32.57% | 22.82%+9.8pp | 48.33%-15.8pp | 31.71%+0.9pp |
| Employer contribution / active EE | $4,972 | $4,095+21.4% | $5,919-16.0% | $2,471+101.2% |
| Participant deferral / active EE | $10,453 | $5,956+75.5% | $7,714+35.5% | $3,741+179.4% |
| Admin fee / account holder | $1,860 | $7,243-74.3% | $12,431-85.0% | $5,306-65.0% |