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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,694 | $171,867-21.6% | $149,721-10.0% | $147,586-8.7% |
| Participation rate | 92.9% | 88.2%+4.7pp | 87.1%+5.8pp | 82.8%+10.0pp |
| Annual return | 12.10% | 2113.36%-2101.3pp | 1501.67%-1489.6pp | 578.59%-566.5pp |
| Employer contribution / active EE | $8,978 | $6,275+43.1% | $5,444+64.9% | $4,876+84.1% |
| Participant deferral / active EE | $6,073 | $7,270-16.5% | $6,568-7.5% | $5,439+11.7% |
| Admin fee / account holder | $20,693 | $13,799+50.0% | $11,282+83.4% | $10,886+90.1% |