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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,581 | $109,359+14.8% | $162,185-22.6% | $72,976+72.1% |
| Participation rate | 84.0% | 84.3%-0.3pp | 87.6%-3.6pp | 69.5%+14.5pp |
| Annual return | 26.87% | 25.46%+1.4pp | 115.61%-88.7pp | 81.02%-54.1pp |
| Employer contribution / active EE | $5,556 | $3,907+42.2% | $5,613-1.0% | $2,440+127.7% |
| Participant deferral / active EE | $9,260 | $5,481+69.0% | $7,297+26.9% | $3,608+156.7% |
| Admin fee / account holder | $3,326 | $7,972-58.3% | $10,844-69.3% | $5,124-35.1% |