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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,959 | $137,414+28.8% | $189,537-6.6% | $85,847+106.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 87.8%+12.2pp | 69.3%+30.7pp |
| Annual return | 25.06% | 38.14%-13.1pp | 555.34%-530.3pp | 318.61%-293.5pp |
| Employer contribution / active EE | $9,550 | $4,344+119.8% | $6,161+55.0% | $2,565+272.3% |
| Participant deferral / active EE | $15,223 | $6,260+143.2% | $8,220+85.2% | $3,952+285.2% |
| Admin fee / account holder | $3,068 | $8,630-64.4% | $12,048-74.5% | $6,261-51.0% |