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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,712 | $78,670-88.9% | $109,173-92.0% | $85,847-89.9% |
| Participation rate | 97.1% | 68.3%+28.9pp | 75.9%+21.3pp | 69.3%+27.8pp |
| Annual return | 10.00% | 25.09%-15.1pp | 25.75%-15.8pp | 318.61%-308.6pp |
| Employer contribution / active EE | $0 | $2,734-100.0% | $3,723-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,637 | $3,467-52.8% | $4,654-64.8% | $3,952-58.6% |
| Admin fee / account holder | $3,472 | $5,469-36.5% | $6,755-48.6% | $6,261-44.5% |