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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,781 | $57,352-86.4% | $83,831-90.7% | $64,173-87.9% |
| Participation rate | 89.4% | 68.6%+20.8pp | 76.1%+13.2pp | 69.6%+19.8pp |
| Annual return | -6.26% | 11.38%-17.6pp | 850.99%-857.2pp | 7.63%-13.9pp |
| Employer contribution / active EE | $1,591 | $2,546-37.5% | $3,631-56.2% | $2,381-33.2% |
| Participant deferral / active EE | $1,602 | $2,993-46.5% | $4,082-60.8% | $3,470-53.8% |
| Admin fee / account holder | $626 | $4,046-84.5% | $5,479-88.6% | $4,887-87.2% |