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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,852 | $73,978-81.3% | $96,515-85.6% | $75,173-81.6% |
| Participation rate | 76.7% | 66.4%+10.2pp | 74.3%+2.3pp | 67.2%+9.5pp |
| Annual return | 12.19% | 26.72%-14.5pp | 35.73%-23.5pp | 160.72%-148.5pp |
| Employer contribution / active EE | $2,821 | $2,931-3.7% | $3,740-24.6% | $2,671+5.6% |
| Participant deferral / active EE | $2,988 | $3,660-18.4% | $4,880-38.8% | $4,126-27.6% |
| Admin fee / account holder | $929 | $5,219-82.2% | $6,735-86.2% | $5,651-83.6% |