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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,757 | $65,367-83.5% | $92,915-88.4% | $72,976-85.3% |
| Participation rate | 90.0% | 68.3%+21.7pp | 76.0%+14.0pp | 69.5%+20.5pp |
| Annual return | 17.90% | 42.11%-24.2pp | 109.45%-91.5pp | 81.02%-63.1pp |
| Employer contribution / active EE | $1,844 | $2,594-28.9% | $3,653-49.5% | $2,440-24.4% |
| Participant deferral / active EE | $1,993 | $3,128-36.3% | $4,238-53.0% | $3,608-44.8% |
| Admin fee / account holder | $449 | $4,251-89.4% | $5,796-92.2% | $5,124-91.2% |