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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,658 | $73,978+240.2% | $96,515+160.7% | $75,173+234.8% |
| Participation rate | 95.9% | 66.4%+29.4pp | 74.3%+21.5pp | 67.2%+28.7pp |
| Annual return | 14.44% | 26.72%-12.3pp | 35.73%-21.3pp | 160.72%-146.3pp |
| Employer contribution / active EE | $11,834 | $2,931+303.8% | $3,740+216.5% | $2,671+343.1% |
| Participant deferral / active EE | $12,694 | $3,660+246.8% | $4,880+160.1% | $4,126+207.6% |
| Admin fee / account holder | $50,671 | $5,219+870.9% | $6,735+652.3% | $5,651+796.7% |