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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,838 | $65,364+299.1% | $92,909+180.7% | $72,975+257.4% |
| Participation rate | 97.2% | 68.3%+28.9pp | 76.0%+21.2pp | 69.5%+27.7pp |
| Annual return | 21.71% | 42.11%-20.4pp | 109.44%-87.7pp | 81.01%-59.3pp |
| Employer contribution / active EE | $11,483 | $2,594+342.6% | $3,653+214.3% | $2,440+370.6% |
| Participant deferral / active EE | $12,324 | $3,128+294.0% | $4,238+190.8% | $3,608+241.6% |
| Admin fee / account holder | $5,332 | $4,251+25.4% | $5,795-8.0% | $5,124+4.1% |