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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,063 | $72,269+318.0% | $101,271+198.3% | $79,852+278.3% |
| Participation rate | 98.8% | 68.5%+30.3pp | 75.8%+23.0pp | 69.6%+29.1pp |
| Annual return | 22.07% | 22.29%-0.2pp | 46.48%-24.4pp | 31.72%-9.7pp |
| Employer contribution / active EE | $11,538 | $2,692+328.6% | $3,660+215.2% | $2,471+366.9% |
| Participant deferral / active EE | $12,212 | $3,282+272.1% | $4,371+179.4% | $3,740+226.5% |
| Admin fee / account holder | $1,410 | $4,401-68.0% | $5,948-76.3% | $5,306-73.4% |