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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,886 | $64,719+312.4% | $112,249+137.8% | $68,486+289.7% |
| Participation rate | 98.8% | 67.2%+31.6pp | 75.1%+23.7pp | 67.9%+30.9pp |
| Annual return | -13.94% | -11.40%-2.5pp | 27.48%-41.4pp | -7.85%-6.1pp |
| Employer contribution / active EE | $12,334 | $2,747+349.0% | $3,636+239.2% | $2,597+375.0% |
| Participant deferral / active EE | $13,572 | $3,565+280.7% | $4,729+187.0% | $4,028+237.0% |
| Admin fee / account holder | $45,640 | $5,232+772.3% | $6,412+611.7% | $5,404+744.6% |