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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,965 | $155,833-71.8% | $124,693-64.7% | $167,518-73.8% |
| Participation rate | 66.7% | 81.1%-14.4pp | 74.6%-7.9pp | 82.1%-15.4pp |
| Annual return | 13.92% | 17.98%-4.1pp | 5144.19%-5130.3pp | 478.71%-464.8pp |
| Employer contribution / active EE | $2,444 | $4,164-41.3% | $3,324-26.5% | $4,838-49.5% |
| Participant deferral / active EE | $4,472 | $5,675-21.2% | $4,615-3.1% | $6,342-29.5% |
| Admin fee / account holder | $14,116 | $9,534+48.1% | $7,494+88.4% | $12,312+14.6% |