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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,207 | $141,004-54.5% | $112,273-42.8% | $139,466-54.0% |
| Participation rate | 66.7% | 79.2%-12.5pp | 72.4%-5.8pp | 80.3%-13.7pp |
| Annual return | 16.45% | 32.75%-16.3pp | 30.23%-13.8pp | 373.66%-357.2pp |
| Employer contribution / active EE | $2,377 | $4,285-44.5% | $3,431-30.7% | $4,754-50.0% |
| Participant deferral / active EE | $4,485 | $5,878-23.7% | $4,800-6.6% | $6,712-33.2% |
| Admin fee / account holder | $718 | $9,959-92.8% | $7,752-90.7% | $11,409-93.7% |