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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,065 | $149,741-77.9% | $118,914-72.2% | $158,982-79.2% |
| Participation rate | 62.5% | 82.1%-19.6pp | 75.4%-12.9pp | 82.0%-19.5pp |
| Annual return | 24.27% | 19.94%+4.3pp | 35.89%-11.6pp | 302.99%-278.7pp |
| Employer contribution / active EE | $2,199 | $4,119-46.6% | $3,264-32.6% | $4,763-53.8% |
| Participant deferral / active EE | $4,101 | $5,226-21.5% | $4,266-3.9% | $5,983-31.5% |
| Admin fee / account holder | $338 | $8,607-96.1% | $6,582-94.9% | $11,252-97.0% |