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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,299 | $129,959-64.4% | $104,301-55.6% | $134,532-65.6% |
| Participation rate | 50.0% | 79.5%-29.5pp | 73.3%-23.3pp | 81.2%-31.2pp |
| Annual return | -17.64% | 42.04%-59.7pp | 24.61%-42.3pp | 418.27%-435.9pp |
| Employer contribution / active EE | $2,380 | $4,185-43.1% | $3,373-29.4% | $4,741-49.8% |
| Participant deferral / active EE | $4,347 | $5,589-22.2% | $4,626-6.0% | $6,401-32.1% |
| Admin fee / account holder | $570 | $9,325-93.9% | $7,340-92.2% | $11,429-95.0% |