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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,446 | $72,177-16.3% | $115,038-47.5% | $59,633+1.4% |
| Participation rate | 57.1% | 72.6%-15.4pp | 81.4%-24.2pp | 68.7%-11.5pp |
| Annual return | 90.25% | 12.02%+78.2pp | 26.14%+64.1pp | 2041.45%-1951.2pp |
| Employer contribution / active EE | $3,533 | $2,841+24.3% | $4,608-23.3% | $2,203+60.4% |
| Participant deferral / active EE | $7,376 | $4,783+54.2% | $6,026+22.4% | $3,192+131.1% |
| Admin fee / account holder | $2,350 | $4,927-52.3% | $8,175-71.3% | $4,297-45.3% |