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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,775 | $76,551-44.1% | $123,894-65.5% | $62,881-32.0% |
| Participation rate | 96.6% | 73.0%+23.6pp | 81.4%+15.1pp | 69.3%+27.2pp |
| Annual return | 4.74% | 18.68%-13.9pp | 47.52%-42.8pp | 20.14%-15.4pp |
| Employer contribution / active EE | $3,449 | $2,882+19.7% | $4,617-25.3% | $2,281+51.2% |
| Participant deferral / active EE | $7,064 | $4,840+46.0% | $5,984+18.1% | $3,203+120.6% |
| Admin fee / account holder | $7,424 | $4,826+53.8% | $8,357-11.2% | $4,296+72.8% |