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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,111 | $85,766-35.7% | $136,298-59.6% | $70,126-21.4% |
| Participation rate | 78.8% | 74.2%+4.6pp | 81.9%-3.1pp | 69.5%+9.2pp |
| Annual return | 13.49% | 31.46%-18.0pp | 5156.27%-5142.8pp | 73.15%-59.7pp |
| Employer contribution / active EE | $3,213 | $2,966+8.3% | $4,696-31.6% | $2,343+37.2% |
| Participant deferral / active EE | $6,405 | $5,051+26.8% | $6,247+2.5% | $3,332+92.2% |
| Admin fee / account holder | $1,401 | $5,421-74.2% | $9,244-84.8% | $4,645-69.8% |