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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,844 | $89,370-40.9% | $141,197-62.6% | $72,976-27.6% |
| Participation rate | 92.3% | 75.1%+17.2pp | 82.5%+9.8pp | 69.5%+22.8pp |
| Annual return | 15.21% | 111.88%-96.7pp | 71.41%-56.2pp | 81.02%-65.8pp |
| Employer contribution / active EE | $3,351 | $3,115+7.6% | $4,736-29.2% | $2,440+37.3% |
| Participant deferral / active EE | $5,382 | $5,419-0.7% | $6,710-19.8% | $3,608+49.2% |
| Admin fee / account holder | $10,139 | $5,957+70.2% | $10,265-1.2% | $5,124+97.9% |