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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,040 | $142,358-31.1% | $119,615-18.0% | $134,493-27.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -15.73% | -12.46%-3.3pp | -14.98%-0.8pp | 418.01%-433.7pp |
| Employer contribution / active EE | $15,105 | $5,223+189.2% | $4,232+256.9% | $4,740+218.7% |
| Participant deferral / active EE | $12,678 | $6,470+96.0% | $5,602+126.3% | $6,400+98.1% |
| Admin fee / account holder | $3,189 | $13,585-76.5% | $10,324-69.1% | $11,425-72.1% |