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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,442 | $166,242-24.5% | $165,071-24.0% | $145,884-14.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.73% | 100.44%-84.7pp | 70.17%-54.4pp | 551.85%-536.1pp |
| Employer contribution / active EE | $12,363 | $5,283+134.0% | $4,347+184.4% | $4,662+165.2% |
| Participant deferral / active EE | $9,064 | $6,964+30.2% | $6,035+50.2% | $6,690+35.5% |
| Admin fee / account holder | $1,146 | $16,658-93.1% | $12,695-91.0% | $13,392-91.4% |