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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,413 | $154,209-34.2% | $130,062-22.0% | $139,487-27.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 16.58% | 32.52%-15.9pp | -137.37%+153.9pp | 373.84%-357.3pp |
| Employer contribution / active EE | $11,629 | $5,292+119.7% | $4,322+169.1% | $4,755+144.6% |
| Participant deferral / active EE | $9,062 | $6,709+35.1% | $5,821+55.7% | $6,713+35.0% |
| Admin fee / account holder | $1,307 | $13,988-90.7% | $10,601-87.7% | $11,407-88.5% |