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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,130 | $162,781-64.3% | $133,956-56.6% | $158,931-63.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 0.00% | 41.94%-41.9pp | 45.09%-45.1pp | 302.86%-302.9pp |
| Employer contribution / active EE | $12,151 | $4,975+144.2% | $3,919+210.1% | $4,761+155.2% |
| Participant deferral / active EE | $10,373 | $5,911+75.5% | $5,048+105.5% | $5,982+73.4% |
| Admin fee / account holder | $487 | $11,736-95.9% | $8,927-94.6% | $11,247-95.7% |