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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,261 | $95,383+80.6% | $185,837-7.3% | $85,856+100.6% |
| Participation rate | 71.7% | 68.8%+3.0pp | 81.7%-10.0pp | 69.3%+2.4pp |
| Annual return | 8.71% | 23.59%-14.9pp | 122.08%-113.4pp | 318.58%-309.9pp |
| Employer contribution / active EE | $1,940 | $3,313-41.4% | $5,168-62.5% | $2,565-24.4% |
| Participant deferral / active EE | $4,830 | $3,423+41.1% | $5,568-13.3% | $3,952+22.2% |
| Admin fee / account holder | $99,185 | $7,213+1275.2% | $16,241+510.7% | $6,261+1484.3% |