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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,149 | $84,236+180.3% | $170,435+38.6% | $70,126+236.8% |
| Participation rate | 97.1% | 70.8%+26.2pp | 83.6%+13.5pp | 69.5%+27.5pp |
| Annual return | 14.80% | 23.06%-8.3pp | 205.94%-191.1pp | 73.15%-58.4pp |
| Employer contribution / active EE | $9,574 | $3,387+182.6% | $5,432+76.2% | $2,343+308.7% |
| Participant deferral / active EE | $7,785 | $3,086+152.3% | $4,939+57.6% | $3,332+133.7% |
| Admin fee / account holder | $2,625 | $5,698-53.9% | $13,881-81.1% | $4,645-43.5% |