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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,295 | $77,638+102.6% | $156,551+0.5% | $62,881+150.1% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 8.48% | 50.33%-41.8pp | 32.23%-23.7pp | 20.14%-11.7pp |
| Employer contribution / active EE | $7,562 | $3,444+119.6% | $5,501+37.5% | $2,281+231.5% |
| Participant deferral / active EE | $6,835 | $3,046+124.4% | $4,871+40.3% | $3,203+113.4% |
| Admin fee / account holder | $9,284 | $5,561+66.9% | $13,028-28.7% | $4,296+116.1% |