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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,495 | $77,908+25.1% | $149,696-34.9% | $75,173+29.7% |
| Participation rate | 97.2% | 65.6%+31.6pp | 78.8%+18.4pp | 67.2%+30.0pp |
| Annual return | 22.99% | 31.73%-8.7pp | 134.46%-111.5pp | 160.72%-137.7pp |
| Employer contribution / active EE | $5,828 | $3,138+85.7% | $4,821+20.9% | $2,671+118.2% |
| Participant deferral / active EE | $5,501 | $3,411+61.3% | $5,682-3.2% | $4,126+33.3% |
| Admin fee / account holder | $3,107 | $5,950-47.8% | $13,212-76.5% | $5,651-45.0% |