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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,702 | $178,174-57.0% | $156,181-50.9% | $137,256-44.1% |
| Participation rate | 71.4% | 82.0%-10.6pp | 78.8%-7.4pp | 80.0%-8.5pp |
| Annual return | 18.35% | 84.19%-65.8pp | 64.87%-46.5pp | 220.34%-202.0pp |
| Employer contribution / active EE | $1,993 | $4,972-59.9% | $4,294-53.6% | $4,156-52.0% |
| Participant deferral / active EE | $8,776 | $6,888+27.4% | $6,132+43.1% | $6,407+37.0% |
| Admin fee / account holder | $1,159 | $17,404-93.3% | $14,586-92.1% | $12,270-90.6% |