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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,249 | $49,976+142.6% | $66,674+81.9% | $82,637+46.7% |
| Participation rate | 70.6% | 63.1%+7.5pp | 73.7%-3.1pp | 68.1%+2.5pp |
| Annual return | 14.77% | 39.09%-24.3pp | 321.24%-306.5pp | 53.51%-38.7pp |
| Employer contribution / active EE | $1,529 | $1,988-23.1% | $2,620-41.6% | $2,552-40.1% |
| Participant deferral / active EE | $2,972 | $2,847+4.4% | $4,084-27.2% | $4,126-28.0% |
| Admin fee / account holder | $7,015 | $4,594+52.7% | $5,098+37.6% | $7,339-4.4% |