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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,558 | $65,423+69.0% | $98,477+12.3% | $85,856+28.8% |
| Participation rate | 76.9% | 65.0%+11.9pp | 73.3%+3.6pp | 69.3%+7.6pp |
| Annual return | 13.82% | 21.76%-7.9pp | 1493.59%-1479.8pp | 318.58%-304.8pp |
| Employer contribution / active EE | $1,600 | $2,168-26.2% | $2,961-46.0% | $2,565-37.6% |
| Participant deferral / active EE | $4,218 | $3,167+33.2% | $4,276-1.4% | $3,952+6.7% |
| Admin fee / account holder | $2,751 | $4,594-40.1% | $5,951-53.8% | $6,261-56.1% |