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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,689 | $57,305+91.4% | $86,640+26.6% | $75,173+45.9% |
| Participation rate | 78.6% | 63.2%+15.4pp | 71.7%+6.9pp | 67.2%+11.4pp |
| Annual return | 25.02% | 2674.24%-2649.2pp | 592.52%-567.5pp | 160.72%-135.7pp |
| Employer contribution / active EE | $1,652 | $2,316-28.7% | $3,024-45.4% | $2,671-38.1% |
| Participant deferral / active EE | $3,913 | $3,320+17.9% | $4,438-11.8% | $4,126-5.2% |
| Admin fee / account holder | $1,225 | $4,116-70.2% | $5,616-78.2% | $5,651-78.3% |