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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,307 | $100,938+5.3% | $90,461+17.5% | $158,982-33.1% |
| Participation rate | 73.9% | 75.0%-1.1pp | 72.7%+1.2pp | 82.0%-8.1pp |
| Annual return | 17.32% | 1727.20%-1709.9pp | 1294.76%-1277.4pp | 302.99%-285.7pp |
| Employer contribution / active EE | $1,512 | $3,691-59.0% | $3,264-53.7% | $4,763-68.3% |
| Participant deferral / active EE | $3,963 | $4,350-8.9% | $3,9640% | $5,983-33.8% |
| Admin fee / account holder | $3,226 | $6,510-50.4% | $5,617-42.6% | $11,252-71.3% |