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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,297 | $141,004-33.8% | $112,273-16.9% | $139,466-33.1% |
| Participation rate | 50.0% | 79.2%-29.2pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 19.09% | 32.75%-13.7pp | 30.23%-11.1pp | 373.66%-354.6pp |
| Employer contribution / active EE | $1,655 | $4,285-61.4% | $3,431-51.8% | $4,754-65.2% |
| Participant deferral / active EE | $6,544 | $5,878+11.3% | $4,800+36.3% | $6,712-2.5% |
| Admin fee / account holder | $16,470 | $9,959+65.4% | $7,752+112.5% | $11,409+44.4% |