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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,094 | $52,836-69.5% | $105,736-84.8% | $64,173-74.9% |
| Participation rate | 75.8% | 66.5%+9.2pp | 76.3%-0.6pp | 69.6%+6.2pp |
| Annual return | 4.78% | 14.30%-9.5pp | 6.27%-1.5pp | 7.63%-2.9pp |
| Employer contribution / active EE | $958 | $1,827-47.6% | $3,268-70.7% | $2,381-59.8% |
| Participant deferral / active EE | $2,906 | $2,545+14.1% | $4,080-28.8% | $3,470-16.3% |
| Admin fee / account holder | $1,638 | $3,959-58.6% | $6,913-76.3% | $4,887-66.5% |