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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,438 | $57,828-92.3% | $117,039-96.2% | $70,126-93.7% |
| Participation rate | 86.1% | 67.1%+19.0pp | 77.2%+8.9pp | 69.5%+16.6pp |
| Annual return | 10.56% | 17.55%-7.0pp | 18.95%-8.4pp | 73.15%-62.6pp |
| Employer contribution / active EE | $819 | $1,816-54.9% | $3,785-78.3% | $2,343-65.0% |
| Participant deferral / active EE | $2,140 | $2,438-12.2% | $3,929-45.5% | $3,332-35.8% |
| Admin fee / account holder | $377 | $3,548-89.4% | $5,974-93.7% | $4,645-91.9% |