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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,547 | $149,741-70.3% | $118,914-62.5% | $158,982-72.0% |
| Participation rate | 60.0% | 82.1%-22.1pp | 75.4%-15.4pp | 82.0%-22.0pp |
| Annual return | 8.23% | 19.94%-11.7pp | 35.89%-27.7pp | 302.99%-294.8pp |
| Employer contribution / active EE | $5,616 | $4,119+36.3% | $3,264+72.0% | $4,763+17.9% |
| Participant deferral / active EE | $17,128 | $5,226+227.8% | $4,266+301.5% | $5,983+186.3% |
| Admin fee / account holder | $7,507 | $8,607-12.8% | $6,582+14.1% | $11,252-33.3% |