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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,547 | $149,778-70.3% | $118,946-62.5% | $158,950-72.0% |
| Participation rate | 60.0% | 82.1%-22.1pp | 75.4%-15.4pp | 82.0%-22.0pp |
| Annual return | 8.23% | 19.95%-11.7pp | 35.89%-27.7pp | 302.91%-294.7pp |
| Employer contribution / active EE | $5,616 | $4,117+36.4% | $3,263+72.1% | $4,762+17.9% |
| Participant deferral / active EE | $17,128 | $5,225+227.8% | $4,266+301.5% | $5,983+186.3% |
| Admin fee / account holder | $7,507 | $8,604-12.7% | $6,581+14.1% | $11,248-33.3% |