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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,430 | $95,453+61.8% | $112,040+37.8% | $82,448+87.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 13.52% | 23.92%-10.4pp | 24.52%-11.0pp | 41.64%-28.1pp |
| Employer contribution / active EE | $3,818 | $2,318+64.7% | $2,954+29.2% | $2,551+49.7% |
| Participant deferral / active EE | $5,765 | $4,224+36.5% | $5,098+13.1% | $4,139+39.3% |
| Admin fee / account holder | $10,888 | $9,013+20.8% | $12,098-10.0% | $7,234+50.5% |