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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,249 | $81,331+89.7% | $155,534-0.8% | $80,935+90.6% |
| Participation rate | 76.0% | 66.3%+9.7pp | 78.2%-2.2pp | 67.7%+8.3pp |
| Annual return | 15.63% | 33.37%-17.7pp | 64.92%-49.3pp | 35.66%-20.0pp |
| Employer contribution / active EE | $4,289 | $3,105+38.1% | $4,675-8.3% | $2,757+55.6% |
| Participant deferral / active EE | $8,554 | $3,454+147.6% | $5,630+51.9% | $4,299+98.9% |
| Admin fee / account holder | $20,962 | $7,999+162.1% | $15,900+31.8% | $6,924+202.7% |