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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,494 | $180,459-54.8% | $154,108-47.1% | $135,380-39.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -8.83% | 888.21%-897.0pp | 735.21%-744.0pp | 519.81%-528.6pp |
| Employer contribution / active EE | $4,298 | $6,035-28.8% | $5,298-18.9% | $4,779-10.1% |
| Participant deferral / active EE | $9,313 | $5,806+60.4% | $5,081+83.3% | $5,609+66.0% |
| Admin fee / account holder | $2,083 | $16,145-87.1% | $13,411-84.5% | $10,828-80.8% |