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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,674 | $175,259-12.9% | $149,723+2.0% | $139,487+9.5% |
| Participation rate | 94.1% | 83.4%+10.7pp | 78.8%+15.3pp | 80.3%+13.8pp |
| Annual return | 15.95% | 166.82%-150.9pp | 134.50%-118.5pp | 373.84%-357.9pp |
| Employer contribution / active EE | $5,554 | $5,478+1.4% | $4,821+15.2% | $4,755+16.8% |
| Participant deferral / active EE | $12,073 | $6,522+85.1% | $5,682+112.5% | $6,713+79.9% |
| Admin fee / account holder | $8,033 | $16,158-50.3% | $13,215-39.2% | $11,407-29.6% |